Frequently Asked Questions

Straightforward answers from the Accurate Title team — designed for buyers, sellers, agents, and lenders.

Trusted Title & Closing Services in New Hampshire, Massachusetts & Maine

40+ Years of Local Expertise in Residential,
Commercial & Estate Closings

Frequently Asked Questions

Straightforward answers from the Accurate Title team — designed for buyers, sellers, agents, and lenders.

General Title Questions

What is a title company’s role in a real estate transaction?

We ensure legal ownership, coordinate document signing, resolve title issues, and provide title insurance.

What is title insurance and why do I need it?

Title insurance protects against legal claims, errors, or unknown issues affecting property ownership.

Who pays for title insurance in NH/MA/ME?

Typically the buyer, but costs can vary. We provide quotes based on your location and transaction type.

For Buyers

How long does the closing process take?

Once your purchase and sale agreement is signed, closing usually occurs within 30–45 days.

What do I need to bring to closing?

A valid photo ID, proof of insurance, and certified funds (if not wired in advance).

Do I need a lawyer to buy property?

In NH and MA, a title company with legal staff can perform closings, but a personal attorney is always an option.

For Sellers

When should I contact a title company if I’m selling?

As soon as your home is under agreement — we’ll begin title review and payoff coordination immediately.

What is title clearance and why does it matter?

It ensures there are no liens, errors, or ownership conflicts that could delay or void the sale.

How do I know what I’ll net from the sale?

We provide estimated net proceeds once we receive your payoff info and closing statement.

For Agents

How do I send a title order to Accurate Title?

Use our secure online title order form or email us directly — we confirm receipt promptly.

Can you close both buyer and seller sides?

Yes. We routinely represent both sides with impartial, attorney-led support.

Do you offer remote closings?

Yes — we offer in-office, mobile notary, and fully remote options.

For Lenders

How quickly can you produce a title commitment?

Often within 3–5 business days of receiving the full title order package.

Do you handle wire coordination?

Yes. We manage incoming and outgoing wires securely and confirm details with lenders and attorneys.

Are you compliant with lender requirements and TRID?

Absolutely. Our team is trained in compliance and we partner with leading underwriters.

For Estate Clients

Can you transfer property after someone dies?

Yes. We guide heirs, executors, and attorneys through legal title transfer steps.

Do you prepare wills and trusts?

Yes. Our legal team assists with estate planning and trust-based ownership.

Can you help avoid probate?

Yes — we provide tools like trusts, joint tenancy structures, and life estate planning.

General Title Questions

What is a title company’s role in a real estate transaction?

We ensure legal ownership, coordinate document signing, resolve title issues, and provide title insurance.

What is title insurance and why do I need it?

Title insurance protects against legal claims, errors, or unknown issues affecting property ownership.

Who pays for title insurance in NH/MA/ME?

Typically the buyer, but costs can vary. We provide quotes based on your location and transaction type.

For Buyers

How long does the closing process take?

Once your purchase and sale agreement is signed, closing usually occurs within 30–45 days.

What do I need to bring to closing?

A valid photo ID, proof of insurance, and certified funds (if not wired in advance).

Do I need a lawyer to buy property?

In NH and MA, a title company with legal staff can perform closings, but a personal attorney is always an option.

For Sellers

When should I contact a title company if I’m selling?

As soon as your home is under agreement — we’ll begin title review and payoff coordination immediately.

What is title clearance and why does it matter?

It ensures there are no liens, errors, or ownership conflicts that could delay or void the sale.

How do I know what I’ll net from the sale?

We provide estimated net proceeds once we receive your payoff info and closing statement.

For Agents

How do I send a title order to Accurate Title?

Use our secure online title order form or email us directly — we confirm receipt promptly.

Can you close both buyer and seller sides?

Yes. We routinely represent both sides with impartial, attorney-led support.

Do you offer remote closings?

Yes — we offer in-office, mobile notary, and fully remote options.

For Lenders

How quickly can you produce a title commitment?

Often within 3–5 business days of receiving the full title order package.

Do you handle wire coordination?

Yes. We manage incoming and outgoing wires securely and confirm details with lenders and attorneys.

Are you compliant with lender requirements and TRID?

Absolutely. Our team is trained in compliance and we partner with leading underwriters.

For Estate Clients

Can you transfer property after someone dies?

Yes. We guide heirs, executors, and attorneys through legal title transfer steps.

Do you prepare wills and trusts?

Yes. Our legal team assists with estate planning and trust-based ownership.

Can you help avoid probate?

Yes — we provide tools like trusts, joint tenancy structures, and life estate planning.

Still Have Questions?

Accurate Title provides real estate title, closing, and estate planning services in Bedford, Portsmouth, and Laconia, NH, serving clients throughout New Hampshire, Massachusetts, and Southern Maine.

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